Stefan Kröpfl is the Global Head of Life Business Insights & Governance at Zurich Insurance Company Ltd. In this role, Stefan is responsible for delivering actionable and relevant analytical support for steering the Life portfolio, including pricing and experience insights. He is managing internal rules & policies including product approvals and monitoring industry trends and market developments. Since 2015, he has been part of the team of Zurich and Oxford University working on “Income Protection Gaps” and “Agile Workforce Protection”. Stefan also is a member of the Standing Committee Future of Pensions of PensionsEurope and he served on the World Economic Forum Expert Committee on Retirement Investment Systems Reform. He joined Zurich Insurance Company in July 2009 and is based in Zurich, Switzerland. Previously, Stefan was Head of Life Planning and Development, Head of Strategy Global Life and Principal Manager in the Internal Consulting unit of Zurich Insurance Company Ltd. Before joining Zurich, Stefan worked with UBS in Zurich. He started his career with McKinsey & Company, Inc. in Munich. Stefan holds a PhD from the chair of Banking and Finance at Universität Lüneburg (Germany) and a Diploma (Dipl. Kaufmann) from Universität Regensburg (Germany).